Introduction
Within the realm of high-end credit cards, the Axis Vistara Infinite Credit Card emerges as an emblem of opulence, convenience, and exceptional travel privileges. Tailored for globetrotters and those aspiring for an enhanced travel venture, this credit card extends an array of advantages that redefine the manner in which we traverse the globe. From exclusive lounge admission to expedited reward accumulation, let’s plunge into the intricacies of the Axis Vistara Infinite Credit Card and unravel why it’s the coveted choice for frequent travelers.
We would take you through the eligibility for Axis Bank Vistara Infinite Credit Card for an individual in this section. The primary card holder needs to be between the ages of 18 to 70 years. To know about eligibility, please go through the section below:
- Primary cardholder should be between 18 to 70 years of age
- Minimum net income should be Rs. 6,00,000 per annum
- The applicant should be a Resident of India
The above criteria are only indicative. Application approval is at the sole discretion of the bank.
Documentation:
If you are planning on applying for the credit card, please keep your documents for Vistara Infinite Credit Card ready. You would need a copy of your PAN card or Form 60, colour photograph and latest pay slip among other documents. To know the exact list of documents required have been listed for your convenience, down below:
- Photocopy of PAN card or of Form 60
- Income proof: latest payslip/Form 16/IT return
- Residence proof (any one of the following):
- Passport
- Driving License
- Ration card
- Electricity bill
- Landline telephone bill
The above list is only indicative. Documents required may vary on a case-to-case basis.
Table of Contents
- The Genesis of Axis Vistara Infinite Credit Card
- Collaborative Endeavors for Superiority
- Embarking on a World of Perquisites
- Heightening Your Expedition Experience
- Priority Pass Lounge Entry
- Complimentary Air Travel Tickets
- The Potency of Incentives
- Accelerated Reward Points
- Landmark Gratifications
- Navigating Financial Versatility
- Interest Rates and Levies
- Credit Threshold and Qualification
- Seamless Digital Management
- User-Intuitive Mobile Application
- Round-the-Clock Client Aid
- Unveiling Exclusive Propositions
- Culinary Privileges
- Discounts on Accommodations
- Safety and Safeguarding
- Advanced Protective Measures
- Absence of Liability for Lost Card
- Application for the Axis Vistara Infinite Credit Card
- Stipulations for Eligibility
- Procedure of Submission
- Comparative Evaluation: Axis Vistara Infinite vs. Alternative Deluxe Cards
- Scrutinizing Perquisites and Benefits
- User Narratives: Real-life Experiences, Authentic Viewpoints
- Chronicles from Card Owners
- Arriving at an Informed Judgement
- Assessing Your Travel Requisites
- The Concealed Potential: Optimizing Card Utility
- Lesser-Known Attributes
- Embarking on the Odyssey: From Submission to Activation
- Receipt of Your Card
- Experience the Axis Vistara Infinite Credit Card Today!
- Steps to Apply
- Conclusion
- Elevation of Your Voyage with Axis Vistara Infinite Credit Card
The Genesis of Axis Vistara Infinite Credit Card
In a universe where sumptuous journey and expediency are intertwined, the Axis Vistara Infinite Credit Card was conceived through a tactical amalgamation between Axis Bank and Vistara Airlines. The aim was to forge a fiscal instrument that not only streamlines payments but also augments the excursion experience for individuals with refined inclinations.
Fees and Charges for Axis Bank Vistara Credit Card
The fees and charges for Axis Bank Vistara Credit Card include standard joining fee, standard annual fee, standard add-on card joining fee, etc. The Axis Bank Vistara Credit Card fees are listed in the table below.
Charges | Vistara Card | Vistara Signature | Vistara Infinite |
---|---|---|---|
Standard Joining Fee | Rs. 1,500 | Rs. 3,000 | Rs. 10,000 |
Standard Annual Fee (2nd year onwards) | Rs. 1,500 | Rs. 3,000 | Rs. 10,000 |
Standard Add-on Card Joining Fee | Nil | Nil | Nil |
Standard Add-on Card Annual Fee | Nil | Nil | Nil |
Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) | 3.6% per month (52.86% per annum) | 3.6% per month (52.86% per annum) |
Cash Withdrawal Fees | 2.5% (Min. INR 500) of the Cash Amount | 2.5% (Min. INR 500) of the Cash Amount | 2.5% (Min. INR 500) of the Cash Amount |
Fee for Cash Payment | Rs 100/- | Rs 100/- | Rs 100/- |
Card Replacement | Nil | Nil | Nil |
Duplicate Statement Fee | Waived | Waived | Waived |
Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 | Nil if Total Payment Due is less than Rs. 500 | Nil if Total Payment Due is less than Rs. 500 |
Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000 | Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000 | Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000 | |
Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000 | Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000 | Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000 | |
Rs. 1200 if total payment due is greater than Rs.10,000 | Rs. 1200 if total payment due is greater than Rs.10,000 | Rs. 1200 if total payment due is greater than Rs.10,000 | |
Over Limit Penalty | 2.5% of the over limit amount (Min. Rs. 500) | 2.5% of the over limit amount (Min. Rs. 500) | 2.5% of the over limit amount (Min. Rs. 500) |
Chargeslip Retrieval Fee or Copy Request Fee | Waived | Waived | Waived |
Outstation Cheque Fee | Waived | Waived | Waived |
Cheque return or dishonour Fee or Auto-debit ReveINRal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,512 | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,512 | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,512 |
Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways |
Fuel Transaction Surcharge | 1% of transaction amount | 1% of transaction amount | 1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000) |
Foreign Currency Transaction Fee | 3.50% of the transaction value | 3.50% of the transaction value | 3.50% of the transaction value |
Mobile Alerts for Transactions | Waived | Waived | Waived |
Hotlisting Charges | Waived | Waived | Waived |
Balance Enquiry Charges | Waived | Waived | Waived |
Reward Redemption fee | No | No | No |
Rent Transaction Fee (Applicable from 5th March 2023) | 1% capped at INR 1,500 per transaction on rental transactions | 1% capped at INR 1,500 per transaction on rental transactions | 1% capped at INR 1,500 per transaction on rental transactions |
Dynamic Currency Conversion markup (Applicable from 5th March 2023) | 1% on international transaction performed in Indian currency at international location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation | 1% on international transaction performed in Indian currency at international location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation | 1% on international transaction performed in Indian currency at international location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |
Embarking on a Realm of Privileges
Heightening Your Expedition Experience The Axis Vistara Infinite Credit Card flings wide the gateway to an expanse of unparalleled travel benefits. Cardholders are graced with a deluxe voyage right from the instant they step onto the airport premises. With designated check-in counters, expedited safety clearance, and preferential embarkation, the journey becomes seamless and gratifying. Priority Pass Lounge Entry An eminent characteristic of this credit card is its bestowal of gratis Priority Pass membership. This translates to admittance to a profusion of airport lounges across the globe, irrespective of the air carrier or ticket class. Whether it’s repose, labor, or sustenance that you yearn for, these lounges furnish a tranquil sanctuary amidst the bustling terminals. Complimentary Air Travel Tickets As a gesture of gratitude for opting for the Axis Vistara Infinite Credit Card, cardholders are entitled to free air travel tickets on Vistara Airlines. This privilege alone can significantly offset the annual fee and append substantial value to your travel schemes.
The Potency of Rewards
Accelerated Reward Points Each transaction executed using the Axis Vistara Infinite Credit Card propels you towards captivating rewards. With accelerated reward points for airfare acquisitions and dining outlays, you can promptly accrue points that are redeemable for flights, lodging stays, and an array of merchandise. Landmark Gratifications The odyssey of rewards doesn’t terminate there. As you attain thresholds of spending, the Axis Vistara Infinite Credit Card lavishes you with supplementary bonus points. These milestones galvanize you to extract the utmost from your card and harvest the gains along your path.
Navigating Financial Fluidity
Interest Rates and Impositions Whilst the Axis Vistara Infinite Credit Card proffers a plethora of advantages, it’s pivotal to grasp the correlated fiscal facets. The card arrives with a competitive interest rate, conferring upon you the versatility to prudently manage your outlays and disbursements. Credit Threshold and Qualification The credit cap designated to the Axis Vistara Infinite Credit Card mirrors your monetary solidity and creditworthiness. Adhering to the stipulations for eligibility ensures that you obtain access to a credit ceiling that caters to your requisites, facilitating your indulgence in your peregrine aspirations.
Seamlessly Orchestrated Digital Oversight
User-Intuitive Mobile Application Administering your Axis Vistara Infinite Credit Card becomes a breeze, courtesy of the perceptive mobile application provided by Axis Bank. From scrutinizing your account balance to settling bills, the app empowers you to remain abreast of your finances whilst on the move. 24/7 Patron Support Should inquiries or concerns besiege you, the Axis Vistara Infinite Credit Card’s dedicated patron support squad is on hand 24/7. This ensues that you receive prompt succor, regardless of your whereabouts or time zone.
Revealing Exclusive Propositions
Culinary Privileges The Axis Vistara Infinite Credit Card extends its privileges to the realm of gourmet dining. Through liaisons with eminent eateries, you can savor special deductions and propositions, metamorphosing your dining exploits into memorable occasions. Discounts on Accommodations The sojourn doesn’t culminate at the airport – it endures during your lodging. The card bequeaths you exclusive deductions on hostel accommodations, augmenting your travel escapades from takeoff to check-in.
Safety and Safeguarding
Advanced Protective Measures In the digital epoch, security is paramount, and the Axis Vistara Infinite Credit Card prioritizes your fiscal safety. Fortified with sophisticated security features, encompassing chip and PIN technology, the card ensures the impregnability and sheltering of your transactions. Absence of Liability for Lost Card Misplacing your credit card can prove disconcerting, yet with the Axis Vistara Infinite Credit Card, you’re shielded from accountability for any unauthorized dealings post-notification. This facet bestows tranquility of mind and financial assurance.
Applying for the Axis Vistara Infinite Credit Card
Stipulations for Eligibility Obtaining possession of the Axis Vistara Infinite Credit Card necessitates the fulfillment of specific eligibility requisites. These criteria are designed to ascertain the resonance between the card and your financial profile and ambitions. Submission Procedure The protocol for soliciting the Axis Vistara Infinite Credit Card is orchestrated in a streamlined and user-friendly manner. From furnishing the obligatory documents to concluding the authentication process, the trajectory from application to endorsement is efficacious and transparent.
Comparative Appraisal: Axis Vistara Infinite vs. Other Premium Cards
Assessment of Benefits and Perks To facilitate an enlightened determination, it’s imperative to juxtapose the Axis Vistara Infinite Credit Card with other upscale credit cards prevailing in the market. The evaluation of benefits, rewards, and dues empowers you to elect the card that resonates most intimately with your itinerant aspirations.
Narratives of Users: Genuine Experiences, Authentic Standpoints
Chronicles from Card Possessors The authentic gauge of a credit card’s worth emanates from the narratives of its beneficiaries. Eavesdrop on firsthand recollections from Axis Vistara Infinite Credit Card possessors who’ve unlocked a cosmos of travel and expediency through this unique fiscal instrument.
Forging an Enlightened Decision
Scrutinizing Your Travel Requisites Selecting the apt credit card is a verdict warranting contemplative reflection. By scrutinizing your travel frequency, lifestyle, and inclinations, you can ascertain whether the Axis Vistara Infinite Credit Card aligns harmoniously with your ambitions.
The Veiled Potential: Augmenting Card Utility
Less-Explored Attributes Beyond the emblazoned advantages, the Axis Vistara Infinite Credit Card flaunts myriad lesser-known attributes that possess the potential to elevate your comprehensive experience. When employed adroitly, these attributes imbue a layer of convenience into your fiscal transactions.
Setting Forth on the Odyssey: From Submission to Activation
Receiving Your Card Once the approbation for your application is granted, the captivating voyage with the Axis Vistara Infinite Credit Card is inaugurated. Familiarize yourself with the chronology for receiving your card and the sequence of steps to trigger its immediat utilization.
Savor the Axis Vistara Infinite Credit Card Today!
Steps for Application Are you primed to embark upon an odyssey of lavish travel and convenience? The steps for applying for the Axis Vistara Infinite Credit Card are uncluttered, conferring upon you the power to grasp enriched travel experiences.
Epilogue
In the domain of premium credit cards, the Axis Vistara Infinite Credit Card reigns supreme as a portal to indelible travel exploits. With its gamut of benefits, accelerated rewards, and exclusive prerogatives, it transcends being a mere credit card – it metamorphoses into the key unlocking a domain of luxury, convenience, and expedition.
FAQs (Frequently Posed Queries)
- Can I submit an application for the Axis Vistara Infinite Credit Card digitally?
- Absolutely! The protocol for applying for the Axis Vistara Infinite Credit Card is adeptly accessible online, guaranteeing a seamless and efficacious experience.
- What renders the Priority Pass lounge access unique?
- The Priority Pass subscription offered by the Axis Vistara Infinite Credit Card furnishes access to an extensive nexus of airport lounges, sans regard to your chosen air carrier or ticket grade, thereby amplifying your pre-flight experience.
- How do I convert the reward points accrued into tangible benefits?
- The conversion of reward points into tangible benefits is facile and can be effectuated via the Axis Bank rewards platform. An array of choices, spanning from flight bookings to hotel accommodations and merchandise, beckons your selection.
- Does this card entail a fee for foreign transactions?
- Indeed, the Axis Vistara Infinite Credit Card entails charges for overseas transactions. It is advisable to meticulously peruse the fee structure prior to employing the card internationally.
- What course of action should I pursue in case my card is lost or pilfered?
- Â In the lamentable scenario of card misplacement or theft, promptly intimate Axis Bank’s customer support. This precaution affords you immunity from responsibility for unauthorized transactions post-intimation.
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