IDBI Bank Debit Cards: Maximize Rewards and Insurance Protection

IDBI Bank offers a range of debit cards with varying insurance benefits tailored to meet diverse customer needs. These cards, including VISA and RuPay variants, provide features like personal accident cover, lost card liability protection, purchase protection, and coverage for lost baggage or household contents. The insurance benefits are designed to enhance security and provide financial protection, making IDBI debit cards a compelling choice for everyday transactions. Coverage typically requires the card to be active, meaning at least one or two transactions (financial or non-financial) within the last 90 days before an incident. Below is a detailed analysis of the insurance coverage, rewards, fees, pros, cons, and a comparison with peer banks.