Gold and Silver Rate Today in India (27 January 2026):
Silver skyrockets 50% in January alone! Gold at ₹16K/gram tempts wedding buyers, but is platinum’s ₹8,500 plunge a hidden buy signal? Unlock today’s city-wise rates for Delhi, Mumbai, Chennai—before prices flip again and your investment misses the metal rush!
Gold and silver are no longer just for weddings and festivals in India. They are also vital inflation‑hedge assets, collateral for loans, and popular portfolio diversifiers for retail investors. On 27 January 2026, gold continues to trade at record‑high levels in Indian rupees, while silver has seen a sharp upward run over the past year.
Whether you are planning to buy jewellery, a sovereign, coins, or evaluating commodity prices online, having city‑wise gold and silver rates in clear tables can help you compare and choose the right timing and metro.
Below we bring you live gold and silver rates (plus copper and platinum for completeness) in gram and kilogram units, structured city‑wise for metros such as Delhi, Mumbai, Chennai, Kolkata, Bangalore, Hyderabad, Pune, Ahmedabad, and more.
Why Gold and Silver Matter for Indian Households
In an Indian context, precious metals are deeply emotional and financial. Gold is gifted at weddings and bought as “safety gold” during stock‑market downturns. Silver is used for pooja items, cutlery, and now increasingly as a long‑term commodity play on exchanges.
- Gold behaves both as a luxury jewellery item and as a store of value, tracking international bullion prices and the rupee–dollar exchange rate.
- Silver is more volatile than gold but far cheaper, making it attractive for small‑ticket investments and farmers looking to diversify cropland risk.
Both metals are affected by:
- Global crude oil and economic data (US Fed rates, geopolitics).
- Domestic demand spikes around festivals and wedding season.
- Import duties, GST, and TCS on cash purchases.
Current Gold Prices in India (per gram)
India currently quotes gold in per‑gram basis for 24K, 22K, and 18K, with 24K being purest and 18K more affordable but lower purity.
These are indicative retail rates sourced from major jewellery aggregators for 27 January 2026 and may vary slightly at local showrooms.
Gold Rates Today: 24K, 22K, and 18K (₹ per gram)
| City | 24K Gold (₹/g) | 22K Gold (₹/g) | 18K Gold (₹/g) |
| Chennai | 16,392 | 15,026 | 12,501 |
| Mumbai | 16,196 | 14,846 | 12,147 |
| Delhi | 16,211 | 14,861 | 12,162 |
| Kolkata | 16,196 | 14,846 | 12,147 |
| Bangalore | 16,196 | 14,846 | 12,147 |
| Hyderabad | 16,196 | 14,846 | 12,147 |
| Kerala | 16,196 | 14,846 | 12,147 |
| Pune | 16,196 | 14,846 | 12,147 |
| Vadodara | 16,201 | 14,851 | 12,152 |
| Ahmedabad | 16,201 | 14,851 | 12,152 |
Note: These prices generally exclude GST (3%), making charges, and TCS on cash over ₹2 lakh, so your final bill at a jeweller will be higher than the per‑gram tabular rate.
How to Read the Gold Table
- 24K (999‑999.9 purity): Best for investment bars and coins, but softer for everyday jewellery.
- 22K (916‑925): Standard for most Indian light jewellery; balance of strength and shine.
- 18K (750): Good for rings and rings delicate enough to be everyday wear; cheaper than 22/24K per gram.
If you are from Lucknow (UP), the gold price will closely track Delhi or national averages, typically within ₹5–₹20 per gram depending on local labour and competition.
Silver Rate Today: Per Gram and Per Kilogram
Silver has surged in the first month of 2026, with 1 kg crossing ₹3.60 lakh, up sharply from around ₹2.38 lakh at the start of January 2026. This rapid move makes silver an interesting near‑term trading and investment option, especially for those uncomfortable with gold’s high ticket size.
Silver Prices Today (per gram and per kg) – Major Indian Cities
| City | Per Gram (₹) | Per 100 g (₹) | Per Kg (₹) |
| Chennai | 375.10 | 37,510 | 3,75,100 |
| Mumbai | 360.10 | 36,010 | 3,60,100 |
| Delhi | 360.10 | 36,010 | 3,60,100 |
| Kolkata | 360.10 | 36,010 | 3,60,100 |
| Bangalore | 360.10 | 36,010 | 3,60,100 |
| Hyderabad | 375.10 | 37,510 | 3,75,100 |
| Kerala | 375.10 | 37,510 | 3,75,100 |
| Pune | 360.10 | 36,010 | 3,60,100 |
| Vadodara | 360.10 | 36,010 | 3,60,100 |
| Ahmedabad | 360.10 | 36,010 | 3,60,100 |
- National average silver today is approximately ₹360.10 per gram and ₹3,60,100 per kg, with Chennai and Hyderabad/Kerala carrying a small premium due to local demand.
- In January 2026 alone, silver has risen by over 50% from ₹2.38 lakh/kg to ₹3.60 lakh/kg, making it one of the best‑performing commodities in the country.
Copper Price Today (per gram and per kg)
Copper is treated more as an industrial and trading commodity than a jewellery metal, but many MSMEs and small construction units track copper rates closely. Copper is usually not quoted per gram by retail dealers, but online commodity sites convert MCX spot prices into per‑gram equivalents.
Copper Rates Today (Approximate, India‑wide)
| Unit | Price (₹) |
| Per gram | 1.284 |
| Per kg | 1,284 |
- These figures are derived from national copper trading benchmarks where 1,000 kg is traded around ₹12,84,000, translating to about ₹1.284 per gram.
- Actual local scrap or sheet prices for residents and SMEs can be ₹0.05–₹0.15 higher or lower depending on quality, recycling charges, and GST.
Platinum Price Today: Per Gram and Per Kg
Platinum is still a premium niche metal in India, used more in high‑end engagement rings and medical/automotive industries than for classical jewellery. Indicative platinum quotations today hover well above silver and closer to (but below) gold on a per‑gram basis.
Platinum Rates Today (Approximate India‑wide)
| Unit | Platinum (₹ per unit) |
| Per gram | 8,500 |
| Per 10 g | 85,000 |
| Per kg | 85,00,000 (approx.) |
- 8‑10 grams of platinum jewellery commonly costs around ₹68,000–₹85,000, depending on purity (typically domestic platinum is 950–990).
- Because platinum is denser and rarer than gold, its per‑gram rate can be similar or slightly lower than 24K gold, even though its global market value per ounce is volatile and sometimes higher.
City‑wise variations for platinum are relatively small because most Indian platinum jewellery flows from centralized hubs such as Mumbai and Jaipur, which source from a few bullion suppliers.
Indian Perspective: How These Prices Affect You
1. For jewel buyers (weddings, gifts)
- Budget: With 22K gold in Delhi/Mumbai at ~₹14,850 per gram, a simple 10‑gram chain can easily cost ₹1.5–₹1.8 lakh once wages and GST are added.
- Timing: With gold already rising from ~₹14,978 per gram in early January to ₹16,196 by 27 January, it may be wise to check weekly trends instead of panicking over daily ticks.
Tip: Many shoppers are now opting for smaller, lighter designs or increased silver and platinum usage to keep costs under control.
2. For investors and traders
- Gold ETFs & digital gold (Paytm Gold, PhonePe Gold, etc.): These often track 24K benchmark prices and exclude making charges, making them cheaper for pure investment than hallmarked coins/jewellery.
- Silver coins and bars: With silver’s +51% jump in January 2026, short‑term traders should be aware of volatility; long‑term buyers can use SIP‑style accumulation to average out entry price.
3. For SMEs and small industries
- Copper usage in wiring, plumbing, and manufacturing is sensitive to movement near ₹1.28 per gram, as even a ₹0.10–₹0.20 shift per gram impacts bulk orders.
- Platinum‑dependent sectors (jewellery exporters, catalytic‑converter manufacturers) monitor both local lists and global benchmarks, because India largely imports platinum as refined bullion.
Quick Comparison Table: Gold vs Silver vs Platinum vs Copper
| Metal | Indicative today (₹ per gram) | Use‑case focus |
| 24K Gold | 16,196 | Jewellery, bars, coins |
| Silver | 360.10 | Daily‑wear, investment bars |
| Platinum | 8,500 | High‑end jewellery, industry |
| Copper | 1.284 | Industrial, scrap, wiring |
Clearly, even though copper and silver are “cheaper” per gram, their total‑amount impact on families and industries is very different compared with the emotional weight of gold and platinum.
Disclaimer: Rates are subject to change. Verify with the respective Seller before Investing.
