Why You Should Apply for IRCTC HDFC Bank Credit Card
- Get a Welcome voucher worth Rs 500 on card activation
- 5 Reward points for every Rs 100 spent on IRCTC ticketing website & Rail Connect App
- Additional 5% Cashback on train ticket bookings via HDFC Bank SmartBuy
- Credit Card to UPI – The HDFC IRCTC Credit Card can be linked to your UPI
Other Amazing Offers
- 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
- 1% fuel surcharge waiver (Upto Rs 250) at all fuel stations across India (Transaction of Rs 400 – Rs 5,000)
- Upto 50 days of interest free period on your IRCTC HDFC Bank Credit Card from the date of purchase
Eligibility Criteria
- Age group: 21-60 years
- Employment status: Salaried or Self-Employed
- Minimum Income: Rs 25,000 per month (Salaried)
- Minimum Income: Rs 6,00,000 per annum (Self-Employed)
Documents Needed
- Address Proof – Aadhaar, Passport, Latest utility bills
- ID proof – PAN, Voter ID, Passport
- Income proof – Bank Statement, Salary Slips
Fees & List of All Charges
- Joining Fees: Rs 500 + GST
- Annual Fees: Rs 500 + GST
