Why You Should Apply For AU Altura Plus Credit Card
- Get vouchers worth Rs 500 on minimum Rs 10,000 retail spends (within 60 days of card setup)
- Get 500 Bonus Reward Points (Worth Rs 125) on retail spends of Rs 20,000 or more in a calendar month (Fuel and cash withdrawal are excluded)
Features of the Card
- 1.5% Cashback on all POS retail spends done (Except Fuel) at merchant outlets (Maximum cashback per statement cycle is Rs 100) 2X Reward Points (i.e., 2 Reward Points per Rs 100 retail spends) for all your online transactions
- 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
- 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
- Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice
Partner Discounts
- 10%Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
- Additional 10%Off (Upto Rs 1000) on Myntra
- 15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
- 10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499
Fees & List of all Charges
- Joining Fees: Rs 499 + applicable taxes (Joining fees will be waived off, if the user spends Rs 20,000 within first 90 days of card issuance)
- Annual Fees: Rs 499 + applicable taxes (Annual fees will be waived off, if the user spends Rs 80,000 within first anniversary year)
Eligibility Criteria
- Required Age: 21-60 years
- Employment status: Salaried or Self-Employed
- Income: Rs 25,000 per month (Salaried and Self-employed)
- Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
- No Delayed Payments in the last 12 months
- Required Credit Score: 700+
Documents Needed
- Valid PAN Card
- Aadhar Card – should be linked to Mobile (For EKYC)
- Address proof
- Income Proof (if opted for Income surrogate)
