Why You Should Apply For AU Altura Credit Card
Get 5% Cashback on minimum Rs 2,500 retail spends done within first 60 days of card setup
Features of the Card
- 2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments (Maximum cashback per statement cycle is Rs 50)
- 1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50)
Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle - 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
- 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
- Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice
Partner Discounts
- 10% Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000
- Additional 10% Off (Upto Rs 1000) on a minimum purchase of Rs 3999 on selected styles on Myntra
- 15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500
- 10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499
- 10% off on Swiggy Instamart (Upto Rs 100 per month) on Orders Above Rs 500
Fees & List of all Charges
- Joining Fees: Rs 199 + applicable taxes (Joining fees will be waived off, if the user spends Rs 10,000 within first 90 days of card issuance)
- Annual Fees: Rs 199 + applicable taxes (Annual fees will be waived off, if the user spends Rs 40,000 within the first anniversary year)
Eligibility Criteria
- Required Age: 21-60 years
- Employment status: Salaried or Self-Employed
- Income: Rs 25,000 per month (Salaried and Self-employed)
- Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
- No Delayed Payments in the last 12 months
- Required Credit Score: 700+
Documents Needed
- Valid PAN Card
- Aadhar Card – should be linked to Mobile (For EKYC)
- Address proof
- Income Proof (if opted for Income surrogate)
